FFilingSight

United Parcel Service (UPS) 10-K Red Flags

Risk signals extracted deterministically from United Parcel Service’s SEC 10-K/10-Q XBRL filings — no LLM, every finding cites the underlying data.

Detected red flags (13)

  • Free cash flow deteriorating: FCF declined +23.3% YoY (from $6.21B to $4.76B). With OCF at $8.45B and capex at $3.69B, cash generation capacity is weakening — monitor for dividend/buyback sustainability.
  • Operating cash flow exceeds net income: OCF is 1.52x net income, indicating high earnings quality — cash conversion is strong and accruals are not inflating reported profits.
  • NEW: Restructuring: Restructuring appears in recent filings but not in the prior 24-month period. Monitor for materiality.
  • Endogenous analysis: Free cash flow declined despite stable or rising capex, indicating the cash burn is operational rather than investment-driven. This is a structural concern — cost reduction or asset sales may be needed to restore FCF.
  • 4 new XBRL disclosure(s) in latest filing — expanding reporting scope.
  • 20 disclosure(s) dropped from prior year — reduced reporting granularity.
  • 1 new risk-language term(s) detected in filing text: Restructuring.
  • Revenue declined **+2.6%** YoY to $88.66B.
  • 5-year revenue CAGR **-1.8%**; 10y CAGR +4.3%.
  • Price $101.93 — downtrend (below 200-DMA); 1-month momentum negative.
  • RSI(14) 43.47.
  • Free cash flow deteriorating: FCF declined +23.3% YoY (from $6.21B to $4.76B). With OCF at $8.45B and capex at $3.69B, cash generation capacity is weakening — monitor for dividend/buyback sustainability.
  • Operating cash flow exceeds net income: OCF is 1.52x net income, indicating high earnings quality — cash conversion is strong and accruals are not inflating reported profits.

Filings & ownership

  • Latest annual report (10-K) filed Feb 17, 2026.
  • Latest quarterly report (10-Q) filed Aug 5, 2026.
  • 17 recent 8-K material-event filings in the index.
  • Recent insider Form 4s: 0 buy vs 0 sell transactions.
  • ~10,000+ recent 13F-HR filings reference United Parcel Service; broad institutional reporting.
  • Recent filers include Merit Financial Group, LLC, United Advisor Group, LLC, Capital Wealth Planning, LLC.
  • 2 recent 13D activist/beneficial-ownership filings — potential catalyst.
  • 18 recent 13G passive institutional ownership notices.

Full UPS analyst report

Valuation (DCF & Graham), technicals, macro exposure, risk scorecard and 13F/13D ownership.

View full report →

Not investment advice. FilingSight is an automated analytical research tool, not a registered investment advisor. Ratings and scores are quantitative analytical classifications, not buy or sell recommendations. Nothing here is personalized to your circumstances. Investing involves risk of loss — consult a licensed professional. See full disclosures.