General Motors Co. (GM) 10-K Red Flags
Risk signals extracted deterministically from General Motors Co.’s SEC 10-K/10-Q XBRL filings — no LLM, every finding cites the underlying data.
Detected red flags (14)
- Interest coverage deteriorating below 3x: Interest coverage fell from 3.28x to 2.40x. Operating income of $9.30B covers interest of $3.88B only 2.40x — approaching the threshold where debt service becomes constrained. Monitor for covenant breaches.
- Going concern doubt: The term "going concern" appears in 16 recent filing(s) (vs 1 in the prior period). This risk language is ongoing.
- Material weakness in internal controls: The term "material weakness" appears in 21 recent filing(s) (vs 2 in the prior period). This risk language is ongoing.
- NEW: Substantial doubt about ability to continue in latest filing: The term "substantial doubt" "ability to continue" appears in recent 10-K/10-Q filings but was NOT present in the prior 24-month period. This is a new risk disclosure that warrants attention. Found in 8 filing(s).
- Restatement of financial statements: The term "restate" "financial statements" appears in 9 recent filing(s) (vs 1 in the prior period). This risk language is ongoing.
- Operating cash flow exceeds net income: OCF is 2.07x net income, indicating high earnings quality — cash conversion is strong and accruals are not inflating reported profits.
- Endogenous analysis: Strong cash conversion (OCF > NI) combined with growing deferred revenue provides high forward visibility. The business model appears to generate sustainable, recurring cash flows — a positive structural indicator.
- 20 disclosure(s) dropped from prior year — reduced reporting granularity.
- 1 new risk-language term(s) detected in filing text: Substantial doubt about ability to continue.
- Ongoing high-severity risk language: Going concern doubt, Material weakness in internal controls, Restatement of financial statements.
- Composite risk: Elevated.
- Liquidity current ratio 1.15 (adequate).
- Interest coverage deteriorating below 3x: Interest coverage fell from 3.28x to 2.40x. Operating income of $9.30B covers interest of $3.88B only 2.40x — approaching the threshold where debt service becomes constrained. Monitor for covenant breaches.
- Going concern doubt: The term "going concern" appears in 16 recent filing(s) (vs 1 in the prior period). This risk language is ongoing.
Filings & ownership
- Latest annual report (10-K) filed Jan 27, 2026.
- Latest quarterly report (10-Q) filed Apr 28, 2026.
- 14 recent 8-K material-event filings in the index.
- Recent insider Form 4s: 0 buy vs 0 sell transactions.
- ~10,000+ recent 13F-HR filings reference General Motors Co.; broad institutional reporting.
- Recent filers include LASRY MARC, LASRY MARC, LASRY MARC.
- 20 recent 13G passive institutional ownership notices.
Full GM analyst report
Valuation (DCF & Graham), technicals, macro exposure, risk scorecard and 13F/13D ownership.
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