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Chubb Ltd.
CBFinancialsGenerated Jul 5, 2026, 08:08 PM UTC
CB (Chubb Ltd.) analytical snapshot. Revenue grew +15.4% YoY to $49.73B. 5-year revenue CAGR +7.8%; 10y CAGR +11.2%. Net margin at 18.15% (expanding ▲). Market cap $140.08B at $361.17 per share. Trailing P/E 16.57, P/S 2.82, P/B 1.90. Graham number $305.47 (trades above intrinsic). Risk: Moderate. Macro: Risk-on · Supportive. Composite analytical score 23 (data confidence 73%). Descriptive analytics from public filings — not investment advice.
Free SEC analysis
— computed from SEC filings, free to readFundamentals
Revenue grew +15.4% YoY to $49.73B. 5-year revenue CAGR +7.8%; 10y CAGR +11.2%. Net margin at 18.15% (expanding ▲).
- Revenue grew +15.4% YoY to $49.73B.
- 5-year revenue CAGR +7.8%; 10y CAGR +11.2%.
- Net margin at 18.15% (expanding ▲).
- Return on equity 14.10%, ROA 3.66%, ROIC 0.00%.
- Gross margin 0.00%, operating margin 0.00%.
- Net income up ▲ +72.1% YoY.
- Debt/equity 0.22, current ratio —, net debt $13.69B.
- Asset turnover 0.18 — capital efficiency.
| FY | Revenue | Rev YoY | Gross% | Op% | Net% | FCF | ROE% |
|---|---|---|---|---|---|---|---|
| 2016 | $19.17B | — | 0.00 | 0.00 | 14.88 | — | 9.64 |
| 2017 | $18.99B | -1.0% | 0.00 | 0.00 | 14.93 | — | 9.73 |
| 2018 | $31.47B | +65.7% | 0.00 | 0.00 | 13.14 | — | 8.57 |
| 2019 | $32.24B | +2.5% | 0.00 | 0.00 | 11.97 | — | 7.55 |
| 2020 | $32.72B | +1.5% | 0.00 | 0.00 | 12.11 | — | 7.87 |
| 2021 | $34.19B | +4.5% | 0.00 | 0.00 | 13.03 | — | 8.05 |
| 2022 | $35.99B | +5.3% | 0.00 | 0.00 | 9.82 | — | 5.94 |
| 2023 | $40.87B | +13.5% | 0.00 | 0.00 | 20.86 | — | 14.62 |
| 2024 | $43.10B | +5.5% | 0.00 | 0.00 | 12.17 | — | 10.38 |
| 2025 | $49.73B | +15.4% | 0.00 | 0.00 | 18.15 | — | 14.10 |
| Quarter end | Revenue | YoY | QoQ | Net margin |
|---|---|---|---|---|
| Mar 31, 2025 | $13.35B | +3.6% | — | 9.97% |
| Jun 30, 2025 | $28.19B | +5.5% | +111.1% | 15.25% |
| Jun 30, 2025 | $14.84B | -44.5% | -47.4% | 28.98% |
| Sep 30, 2025 | $44.34B | +6.6% | +198.8% | 16.01% |
| Sep 30, 2025 | $16.15B | -61.2% | -63.6% | 43.97% |
| Mar 31, 2026 | $14.77B | +10.6% | -8.5% | 15.70% |
Filings & Ownership
Latest annual report (10-K) filed Feb 27, 2026. Latest quarterly report (10-Q) filed Apr 28, 2026. 7 recent 8-K material-event filings in the index.
- Latest annual report (10-K) filed Feb 27, 2026.
- Latest quarterly report (10-Q) filed Apr 28, 2026.
- 7 recent 8-K material-event filings in the index.
- Recent insider Form 4s: 0 buy vs 0 sell transactions.
| Date | Form | Description |
|---|---|---|
| Jun 10, 2026 | 8-K | FORM 8-K |
| May 22, 2026 | 8-K | FORM 8-K |
| May 20, 2026 | 8-K | FORM 8-K |
| Apr 21, 2026 | 8-K | 8-K |
| Mar 11, 2026 | 8-K | FORM 8-K |
| Feb 3, 2026 | 8-K | 8-K |
| Dec 8, 2025 | 8-K | FORM 8-K |
SEC Filing Deep-Analysis
1 positive signal(s), 1 watch item(s) detected from XBRL filing diff analysis. 1 positive signal(s) versus 0 risk signal(s). The filing exhibits more constructive indicators than concerns, though individual risk factors should still be monitored.
- Operating cash flow exceeds net income: OCF is 1.40x net income, indicating high earnings quality — cash conversion is strong and accruals are not inflating reported profits.
- NEW: Off-balance sheet arrangements: Off-balance sheet arrangements appears in recent filings but not in the prior 24-month period. Monitor for materiality.
- Endogenous analysis: 1 positive signal(s) versus 0 risk signal(s). The filing exhibits more constructive indicators than concerns, though individual risk factors should still be monitored.
- 20 disclosure(s) dropped from prior year — reduced reporting granularity.
- 1 new risk-language term(s) detected in filing text: Off-balance sheet arrangements.
| Metric | Prior year | Latest year | Change | % Change |
|---|---|---|---|---|
| Revenue | $43.10B | $49.73B | $6.64B | +15.4% |
| Net income | $5.25B | $9.03B | $3.78B | +72.1% |
| Operating cash flow | $11.26B | $12.63B | $1.37B | +12.2% |
| Total assets | $230.68B | $246.55B | $15.87B | +6.9% |
| Total liabilities | $166.99B | $178.15B | $11.16B | +6.7% |
| Long-term debt | $13.04B | $14.38B | $1.34B | +10.3% |
| Cash & equivalents | $1.54B | $1.75B | $210.0M | +13.7% |
| Stockholders equity | $50.52B | $64.02B | $13.50B | +26.7% |
| Interest expense | $570.0M | $672.0M | $102.0M | +17.9% |
| Type | Concepts |
|---|---|
| Removed | AmortizationOfFinancingCostsAndDiscounts, AmortizationOfValueOfBusinessAcquiredVOBA, AssumedPremiumsEarned, AssumedPremiumsWritten, AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis, CashAcquiredFromAcquisition, CededPremiumsEarned, CededPremiumsWritten, CurrentIncomeTaxExpenseBenefit, DebtSecuritiesAvailableForSaleAllowanceForCreditLossWriteoff |
| Term | Severity | Recent | Prior | Status |
|---|---|---|---|---|
| Off-balance sheet arrangements | medium | 14 | 0 | NEW |
Unlock the rest
- ProValuationMarket cap $140.08B at $361.17 per share.
- ProPrice & TechnicalsPrice $361.17 — uptrend (above 200-DMA); 1-month momentum positive.
- ProMacro & RatesMarket regime: Risk-on · Supportive.
- ProRisk ScorecardComposite risk: Moderate.
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Macro exposure
Rate-sensitive · High sensitivityMacro regime: Risk-on · Supportive. Chubb Ltd. is a rate-sensitive name (high macro sensitivity) — a supportive backdrop, though defensives lag risk-on tapes.
Analytical read
deterministic previewRevenue grew **+15.4%** YoY to $49.73B..
Peer comparison
Rate-sensitive groupHow CB stacks up against tracked peers with similar macro sensitivity — by analytical score and macro exposure.
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|---|---|---|
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