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Moody's Corp.

MCOFinancials

Generated Aug 19, 2026, 11:22 PM UTC

analytical score 2

MCO (Moody's Corp.) analytical snapshot. Revenue grew +8.9% YoY to $7.72B. 5-year revenue CAGR +4.4%; 10y CAGR +8.8%. Net margin at 31.86% (expanding ▲). Market cap $86.09B at $497.03 per share. Trailing P/E 36.36, P/S 11.15, P/B 28.46. EV/Operating income ≈ 27.32 (EV $91.56B). Risk: Elevated. Macro: Risk-on · Supportive. Composite analytical score 2 (data confidence 83%). Descriptive analytics from public filings — not investment advice.

Market cap
$86.09B
173.20M shares
Price
$497.03
NYQ
P/E (ttm)
36.36
Revenue (FY)
$7.72B
YoY +8.9%
Net margin
31.86%
▲ 6.73pp
Free cash flow
$2.58B
33.36% margin
Risk level
Elevated

Free SEC analysis

— computed from SEC filings, free to read
Free previewRegulatory Analyst

Filings & Ownership

Regulatory Analyst
score 20Improving
80% conf

Latest annual report (10-K) filed Feb 18, 2026. Latest quarterly report (10-Q) filed Jul 23, 2026. 10 recent 8-K material-event filings in the index.

  • Latest annual report (10-K) filed Feb 18, 2026.
  • Latest quarterly report (10-Q) filed Jul 23, 2026.
  • 10 recent 8-K material-event filings in the index.
  • Recent insider Form 4s: 0 buy vs 0 sell transactions.
  • ~7804 recent 13F-HR filings reference Moody's Corp.; broad institutional reporting.
  • Recent filers include BAILLIE GIFFORD & CO, VANTIS EQUITY ASSOCIATES LLC, BAILLIE GIFFORD & CO.
  • 20 recent 13G passive institutional ownership notices.
Latest 10-K
Feb 18, 2026
Annual report
Latest 10-Q
Jul 23, 2026
8-K (recent)
10
Insider net
0B/0S
13F filers
7804
Activist 13D
0
Recent 13F institutional filers (SEC EDGAR full-text)
FilerFormFiled
BAILLIE GIFFORD & CO13F-HRNov 3, 2004
VANTIS EQUITY ASSOCIATES LLC13F-HRFeb 13, 2002
BAILLIE GIFFORD & CO13F-HRFeb 10, 2005
BAILLIE GIFFORD & CO13F-HRMay 11, 2005
VANTIS EQUITY ASSOCIATES LLC13F-HRMay 13, 2002
Recent 8-K material events
DateFormDescription
Aug 12, 20268-K8-K
Jul 22, 20268-K8-K
Apr 22, 20268-K8-K
Apr 16, 20268-K8-K
Apr 15, 20268-K8-K
Feb 18, 20268-K8-K
Jan 12, 20268-K8-K
Dec 19, 20258-K8-K
Free previewSEC Filing Analyst

SEC Filing Deep-Analysis

SEC Filing Analyst
score -23Deteriorating
66% conf

1 risk signal(s), 2 watch item(s) detected from XBRL filing diff analysis. 1 risk signal(s) detected versus 0 positive signal(s). The balance of evidence suggests elevated filing-specific risk that warrants monitoring in subsequent filings.

  • Restatement of financial statements: The term "restatement of" "previously issued" appears in 1 recent filing(s) (vs 1 in the prior period). This risk language is ongoing.
  • Goodwill is 43% of total assets: Goodwill of $6.32B represents a large share of the balance sheet. If acquired businesses underperform, a non-cash impairment charge could materially impact earnings. Monitor segment performance and acquisition integration metrics.
  • NEW: Off-balance sheet arrangements: Off-balance sheet arrangements appears in recent filings but not in the prior 24-month period. Monitor for materiality.
  • Endogenous analysis: 1 risk signal(s) detected versus 0 positive signal(s). The balance of evidence suggests elevated filing-specific risk that warrants monitoring in subsequent filings.
  • 2 new XBRL disclosure(s) in latest filing — expanding reporting scope.
  • 20 disclosure(s) dropped from prior year — reduced reporting granularity.
  • 1 new risk-language term(s) detected in filing text: Off-balance sheet arrangements.
  • Ongoing high-severity risk language: Restatement of financial statements.
Revenue
$7.72B
+8.9% YoY
Operating income
$3.35B
+16.6% YoY
Net income
$2.46B
+19.5% YoY
Operating cash flow
$2.90B
+2.2% YoY
Capex
$326.0M
+2.8% YoY
Total assets
$15.83B
+2.1% YoY
Total liabilities
$11.63B
-1.3% YoY
Long-term debt
$6.99B
-5.8% YoY
Filing quality score
74/100
2 new disclosures
SEC XBRL metric changes (latest annual vs prior)
MetricPrior yearLatest yearChange% Change
Revenue$7.09B$7.72B$630.0M+8.9%
Operating income$2.88B$3.35B$476.0M+16.6%
Net income$2.06B$2.46B$401.0M+19.5%
Operating cash flow$2.84B$2.90B$63.0M+2.2%
Capex$317.0M$326.0M$9.0M+2.8%
Total assets$15.51B$15.83B$325.0M+2.1%
Total liabilities$11.78B$11.63B$-153.0M-1.3%
Long-term debt$7.43B$6.99B$-434.0M-5.8%
Cash & equivalents$2.41B$2.38B$-24.0M-1.0%
Stockholders equity$3.56B$4.05B$489.0M+13.7%
Accounts receivable$1.80B$2.02B$223.0M+12.4%
R&D expense$42.0M$51.1M$9.1M+21.7%
SG&A expense$1.74B$1.80B$68.0M+3.9%
XBRL disclosure changes (new vs dropped concepts)
TypeConcepts
AddedShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod, ShareRepurchaseProgramExciseTax
RemovedAllowanceForDoubtfulAccountsReceivableWriteOffs, BusinessCombinationStepAcquisitionEquityInterestInAcquireeRemeasurementGain, CapitalUnitsAuthorized, CommonStockDividendsPerShareCashPaid, CurrentFederalTaxExpenseBenefit, CurrentForeignTaxExpenseBenefit, CurrentIncomeTaxExpenseBenefit, CurrentStateAndLocalTaxExpenseBenefit, DeferredFederalIncomeTaxExpenseBenefit, DeferredForeignIncomeTaxExpenseBenefit
Risk language in filing text (EDGAR full-text search)
TermSeverityRecentPriorStatus
Restatement of financial statementshigh11Ongoing
Impairment chargemedium58Ongoing
Restructuringmedium59Ongoing
Off-balance sheet arrangementsmedium50NEW
Related party transactionslow50NEW
Filing signal breakdown
Red flags: 1
Positive: 0
Watch: 2
Red flags
Positive
Watch
Free previewFundamentals Analyst

Fundamentals

Fundamentals Analyst
score 50Improving
80% conf

Revenue grew +8.9% YoY to $7.72B. 5-year revenue CAGR +4.4%; 10y CAGR +8.8%. Net margin at 31.86% (expanding ▲).

  • Revenue grew +8.9% YoY to $7.72B.
  • 5-year revenue CAGR +4.4%; 10y CAGR +8.8%.
  • Net margin at 31.86% (expanding ▲).
  • Return on equity 60.66%, ROA 15.53%, ROIC 30.33%.
  • Gross margin 0.00%, operating margin 43.42%.
  • Free cash flow margin 33.36% ($2.58B).
  • Net income up ▲ +19.5% YoY.
  • Debt/equity 2.30, current ratio 1.19, net debt $5.48B.
  • Asset turnover 0.53 — capital efficiency.
Revenue (FY)
$7.72B
YoY +8.9%
Net margin
31.86%
▲ 6.73pp
ROE
60.66%
ROA 15.53%
ROIC
30.33%
EPS (diluted)
$13.67
FY2025
Free cash flow
$2.58B
33.36% margin
Debt / equity
2.30
Cash $1.47B
Current ratio
1.19
Equity $3.02B
Annual fundamentals — up to 10 years (SEC 10-K, US-GAAP)
FYRevenueRev YoYGross%Op%Net%FCFROE%
2024$7.09B+19.8%0.0040.5629.03$2.52B57.73
2025$7.72B+8.9%0.0043.4231.86$2.58B60.66
Quarterly revenue trend (last 6 quarters, SEC 10-Q)
Quarter endRevenueYoYQoQNet margin
Jun 30, 2017$1.00B+7.7%31.20%
Sep 30, 2017$1.06B+15.9%+6.2%29.85%
Mar 31, 2018$1.13B+15.5%+6.0%33.10%
Jun 30, 2018$1.18B+17.5%+4.3%32.01%
Sep 30, 2018$1.08B+1.7%-8.0%28.70%
Mar 31, 2019$1.14B+1.4%+5.7%32.66%
+8 more years of history, charts & full breakdown Pro

Pro analysis — preview

— score, signals & key metrics shown; full reasoning locked

Valuation

Valuation Analyst
score -60Deteriorating
95% conf

Market cap $86.09B at $497.03 per share. Trailing P/E 36.36, P/S 11.15, P/B 28.46. EV/Operating income ≈ 27.32 (EV $91.56B).

  • Market cap $86.09B at $497.03 per share.
Market cap
$86.09B
173.20M shares
P/E (ttm)
36.36
P/S
11.15
P/B
28.46
EV
$91.56B
Intrinsic (DCF)
$246.07
-50.5% vs price
ProFull breakdown & reasoning locked

Price & Technicals

Technical Analyst
score 45Improving
85% conf

Price $497.03 — uptrend (above 200-DMA); 1-month momentum positive. RSI(14) 60.54.

  • Price $497.03 — uptrend (above 200-DMA); 1-month momentum positive.
Price
$497.03
NYQ
RSI(14)
60.54
50-DMA
$476.18
200-DMA
$471.91
Volatility (ann.)
28.24%
52w range
$402.28–$546.88
-9.1% from high
ProFull breakdown & reasoning locked

Macro & Rates

Macro Analyst
score 30Improving
80% conf

Risk-on · Supportive. Real GDP growth 1.50% (quarterly, as of Apr 1, 2026). CPI inflation +3.3% YoY. Fed funds rate 3.63%, 10Y Treasury 4.71%.

  • Market regime: Risk-on · Supportive.
GDP growth
1.50%
CPI (YoY)
+3.3%
Fed funds
3.63%
10Y yield
4.71%
10Y−2Y
0.46pp
Unemployment
4.10%
ProFull breakdown & reasoning locked

Risk Scorecard

Risk Analyst
score -25Deteriorating
90% conf

Composite risk Elevated. Leverage debt/equity 2.30 (high). Liquidity current ratio 1.19 (adequate).

  • Composite risk: Elevated.
Risk level
Elevated
Debt / equity
2.30
Current ratio
1.19
Margin stdev
5.80pp
Cash / assets
10.00%
Liab / assets
78.43%
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Macro exposure

Rate-sensitive · High sensitivity
Neutral

Macro regime: Risk-on · Supportive. Moody's Corp. is a rate-sensitive name (high macro sensitivity) — a supportive backdrop, though defensives lag risk-on tapes.

Macro regime
Risk-on · Supportive
Yield curve
Normal
VIX
15.84
Fed funds
3.63%
CPI YoY
+3.3%

Analytical read

deterministic preview

Revenue grew **+8.9%** YoY to $7.72B..

Risk
Elevated
Macro regime
Risk-on · Supportive
Macro exposure
Neutral
Descriptive analytics from public filings and macro data — not investment advice.

Peer comparison

Rate-sensitive group

How MCO stacks up against tracked peers with similar macro sensitivity — by analytical score and macro exposure.

CompanyScoreMacro
Allstate Corp. ALL30Neutral
Visa Inc. V24Neutral
CME Group Inc. CME23Neutral
Capital One Financial COF21Neutral
Charles Schwab Corp. SCHW19Neutral
American Express Co. AXP16Neutral
Simon Property Group SPG15Neutral
Digital Realty Trust DLR13Neutral
Mastercard Inc. MA11Neutral
U.S. Bancorp USB10Neutral
Travelers Cos. TRV10Neutral
Chubb Ltd. CB7Neutral
MetLife Inc. MET7Neutral
JPMorgan Chase & Co. JPM7Neutral
Welltower Inc. WELL6Neutral
Dominion Energy D4Neutral
Bank of America Corp. BAC3Neutral
Moody's Corp. MCO● you2Neutral
Wells Fargo & Co. WFC1Neutral
BlackRock Inc. BLK1Neutral
American Tower Corp. AMT0Neutral
American Electric Power AEP0Neutral
Bank of New York Mellon BK0Neutral
Marsh & McLennan MMC0Neutral
Truist Financial TFC-1Neutral
PNC Financial Services PNC-2Neutral
American Water Works AWK-2Neutral
Equinix Inc. EQIX-4Neutral
Goldman Sachs Group GS-4Neutral
Prologis Inc. PLD-5Neutral
Xcel Energy XEL-5Neutral
Public Storage PSA-5Neutral
Citigroup Inc. C-5Neutral
Realty Income Corp. O-6Neutral
Equity Residential EQR-10Neutral
NextEra Energy NEE-13Neutral
Duke Energy Corp. DUK-14Neutral
Southern Company SO-14Neutral
Exelon Corp. EXC-14Neutral
Morgan Stanley MS-14Neutral
S&P Global SPGI-19Neutral
Crown Castle Inc. CCI-21Neutral
American International Group AIG-23Neutral