Goldman Sachs Group

Return on equity 7.28%, ROA 0.51%, ROIC 0.00%. Net income down ▼ +24.4% YoY. Debt/equity 1.86, current ratio —, net debt $49.19B.

• Return on equity 7.28%, ROA 0.51%, ROIC 0.00%.
• Net income down ▼ +24.4% YoY.
• Debt/equity 1.86, current ratio —, net debt $49.19B.

Recent insider Form 4s: 0 buy vs 0 sell transactions. ~10,000+ recent 13F-HR filings reference Goldman Sachs Group; broad institutional reporting. Recent filers include CONTINENTAL ADVISORS LLC, Titan Capital Group III, LP, TYKHE CAPITAL LLC.

• Recent insider Form 4s: 0 buy vs 0 sell transactions.
• ~10,000+ recent 13F-HR filings reference Goldman Sachs Group; broad institutional reporting.
• Recent filers include CONTINENTAL ADVISORS LLC, Titan Capital Group III, LP, TYKHE CAPITAL LLC.
• 1 recent 13D activist/beneficial-ownership filings — potential catalyst.
• 19 recent 13G passive institutional ownership notices.

5 risk signal(s), 1 watch item(s) detected from XBRL filing diff analysis. Free cash flow deterioration coincides with a -38.2% capex reduction. While lower capex temporarily preserves cash, it may signal underinvestment in growth assets — future revenue capacity could be constrained.

• Leverage is building — debt rising while equity contracts: Long-term debt grew +15.2% while stockholders equity declined -0.2%. The debt-to-equity ratio is deteriorating, increasing financial risk and interest burden. This may constrain future borrowing capacity.
• Free cash flow deteriorating: FCF declined +400.5% YoY (from $4.96B to $-14.90B). With OCF at $-12.59B and capex at $2.32B, cash generation capacity is weakening — monitor for dividend/buyback sustainability.
• NEW: Going concern doubt in latest filing: The term "going concern" appears in recent 10-K/10-Q filings but was NOT present in the prior 24-month period. This is a new risk disclosure that warrants attention. Found in 19 filing(s).
• Material weakness in internal controls: The term "material weakness" appears in 19 recent filing(s) (vs 2 in the prior period). This risk language is ongoing.
• NEW: Restatement of financial statements in latest filing: The term "restate" "financial statements" appears in recent 10-K/10-Q filings but was NOT present in the prior 24-month period. This is a new risk disclosure that warrants attention. Found in 3 filing(s).
• NEW: Impairment charge: Impairment charge appears in recent filings but not in the prior 24-month period. Monitor for materiality.
• Endogenous analysis: Free cash flow deterioration coincides with a -38.2% capex reduction. While lower capex temporarily preserves cash, it may signal underinvestment in growth assets — future revenue capacity could be constrained.
• Endogenous analysis: The combination of explicit "going concern" language in the filing with deteriorating cash flow or rising leverage is a severe warning signal — the company's own auditors have flagged doubt about the ability to continue as a going concern.
• 4 new XBRL disclosure(s) in latest filing — expanding reporting scope.
• 20 disclosure(s) dropped from prior year — reduced reporting granularity.
• 3 new risk-language term(s) detected in filing text: Going concern doubt, Restatement of financial statements, Impairment charge.
• Ongoing high-severity risk language: Material weakness in internal controls.