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Cigna Group

CIHealthcare

Generated Aug 19, 2026, 09:41 PM UTC

analytical score -11

CI (Cigna Group) analytical snapshot. Revenue grew +11.2% YoY to $274.90B. 5-year revenue CAGR +9.6%; 10y CAGR +23.9%. Net margin at 2.17% (contracting ▼). Market cap $73.31B at $277.45 per share. Trailing P/E 12.51, P/S 0.27, P/B 1.72. EV/Operating income ≈ 11.58 (EV $106.54B). Risk: Elevated. Macro: Risk-on · Supportive. Composite analytical score -11 (data confidence 80%). Descriptive analytics from public filings — not investment advice.

Market cap
$73.31B
264.24M shares
Price
$277.45
NYQ
P/E (ttm)
12.51
Revenue (FY)
$274.90B
YoY +11.2%
Net margin
2.17%
▼ 1.57pp
Free cash flow
Risk level
Elevated

Free SEC analysis

— computed from SEC filings, free to read
Free previewRegulatory Analyst

Filings & Ownership

Regulatory Analyst
score 30Improving
80% conf

Latest annual report (10-K) filed Feb 26, 2026. Latest quarterly report (10-Q) filed Jul 30, 2026. 20 recent 8-K material-event filings in the index.

  • Latest annual report (10-K) filed Feb 26, 2026.
  • Latest quarterly report (10-Q) filed Jul 30, 2026.
  • 20 recent 8-K material-event filings in the index.
  • Recent insider Form 4s: 0 buy vs 0 sell transactions.
  • ~10,000+ recent 13F-HR filings reference Cigna Group; broad institutional reporting.
  • Recent filers include XY Capital Ltd, TAM Capital Management Inc., TAM Capital Management Inc..
  • 3 recent 13D activist/beneficial-ownership filings — potential catalyst.
  • 3 recent 13G passive institutional ownership notices.
Latest 10-K
Feb 26, 2026
Annual report
Latest 10-Q
Jul 30, 2026
8-K (recent)
20
Insider net
0B/0S
13F filers
10k+
Activist 13D
3
Recent 13F institutional filers (SEC EDGAR full-text)
FilerFormFiled
XY Capital Ltd13F-HRAug 5, 2024
TAM Capital Management Inc.13F-HRAug 15, 2025
TAM Capital Management Inc.13F-HRNov 14, 2025
XY Capital Ltd13F-HRMay 12, 2026
TAM Capital Management Inc.13F-HRMay 16, 2025
Recent 8-K material events
DateFormDescription
Jul 30, 20268-K8-K
May 13, 20268-K8-K
Apr 30, 20268-K8-K
Apr 27, 20268-K8-K
Mar 3, 20268-K8-K
Feb 27, 20268-K8-K
Feb 5, 20268-K8-K
Nov 18, 20258-K8-K
Free previewSEC Filing Analyst

SEC Filing Deep-Analysis

SEC Filing Analyst
score -27Deteriorating
64% conf

2 risk signal(s), 1 positive signal(s) detected from XBRL filing diff analysis. 2 risk signal(s) detected versus 1 positive signal(s). The balance of evidence suggests elevated filing-specific risk that warrants monitoring in subsequent filings.

  • Earnings-cash flow divergence: Net income grew +73.5% while operating cash flow declined -7.4%. This divergence may indicate accrual-based earnings inflation — non-cash gains, aggressive revenue recognition, or working capital absorption. The accrual ratio (NI − OCF) is deteriorating.
  • Restatement of financial statements: The term "restatement of" "previously issued" appears in 2 recent filing(s) (vs 2 in the prior period). This risk language is ongoing.
  • Operating cash flow exceeds net income: OCF is 1.61x net income, indicating high earnings quality — cash conversion is strong and accruals are not inflating reported profits.
  • Endogenous analysis: 2 risk signal(s) detected versus 1 positive signal(s). The balance of evidence suggests elevated filing-specific risk that warrants monitoring in subsequent filings.
  • 4 new XBRL disclosure(s) in latest filing — expanding reporting scope.
  • 20 disclosure(s) dropped from prior year — reduced reporting granularity.
  • Ongoing high-severity risk language: Restatement of financial statements.
Revenue
$274.90B
+11.2% YoY
Operating income
$9.20B
-2.3% YoY
Net income
$5.96B
+73.5% YoY
Operating cash flow
$9.60B
-7.4% YoY
Capex
$1.05B
+98.9% YoY
Total assets
$157.92B
+1.3% YoY
Total liabilities
$116.05B
+1.2% YoY
Cash & equivalents
$7.68B
+1.7% YoY
Filing quality score
73/100
4 new disclosures
SEC XBRL metric changes (latest annual vs prior)
MetricPrior yearLatest yearChange% Change
Revenue$247.12B$274.90B$27.78B+11.2%
Operating income$9.42B$9.20B$-217.0M-2.3%
Net income$3.43B$5.96B$2.52B+73.5%
Operating cash flow$10.36B$9.60B$-762.0M-7.4%
Capex$528.0M$1.05B$522.0M+98.9%
Total assets$155.88B$157.92B$2.04B+1.3%
Total liabilities$114.64B$116.05B$1.41B+1.2%
Cash & equivalents$7.55B$7.68B$126.0M+1.7%
Stockholders equity$41.03B$41.71B$680.0M+1.7%
Inventory$6.69B$7.34B$646.0M+9.7%
SG&A expense$14.84B$14.62B$-227.0M-1.5%
Interest expense$1.50B$1.40B$-100.0M-6.7%
XBRL disclosure changes (new vs dropped concepts)
TypeConcepts
AddedCashSurrenderValueDuePolicyholdersAmount, PolicyholderAccountBalanceNetAmountAtRisk, PolicyholderAccountBalanceWeightedAverageCreditingRate, PolicyholderContractDeposits
RemovedAccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment, AllocatedShareBasedCompensationExpense, AmountOfRestrictedNetAssetsForConsolidatedAndUnconsolidatedSubsidiaries, AssetsHeldByInsuranceRegulators, AssetsOfDisposalGroupIncludingDiscontinuedOperationCurrent, CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsDisposalGroupIncludingDiscontinuedOperations, CommonStockDividendsPerShareCashPaid, CommonStockSharesOutstanding, ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest, CurrentFederalTaxExpenseBenefit
Risk language in filing text (EDGAR full-text search)
TermSeverityRecentPriorStatus
Restatement of financial statementshigh22Ongoing
Impairment chargemedium52Ongoing
Restructuringmedium52Ongoing
Off-balance sheet arrangementsmedium52Ongoing
Related party transactionslow10NEW
Filing signal breakdown
Red flags: 2
Positive: 1
Watch: 0
Red flags
Positive
Watch
Free previewFundamentals Analyst

Fundamentals

Fundamentals Analyst
score 5Stable
80% conf

Revenue grew +11.2% YoY to $274.90B. 5-year revenue CAGR +9.6%; 10y CAGR +23.9%. Net margin at 2.17% (contracting ▼).

  • Revenue grew +11.2% YoY to $274.90B.
  • 5-year revenue CAGR +9.6%; 10y CAGR +23.9%.
  • Net margin at 2.17% (contracting ▼).
  • Return on equity 14.28%, ROA 3.77%, ROIC 22.06%.
  • Gross margin 0.00%, operating margin 3.35%.
  • Net income up ▲ +73.5% YoY.
  • Debt/equity 0.93, current ratio 0.85, net debt $33.23B.
  • Asset turnover 1.75 — capital efficiency.
Revenue (FY)
$274.90B
YoY +11.2%
Net margin
2.17%
▼ 1.57pp
ROE
14.28%
ROA 3.77%
ROIC
22.06%
EPS (diluted)
$22.18
FY2025
Free cash flow
Debt / equity
0.93
Cash $6.30B
Current ratio
0.85
Equity $42.62B
Annual fundamentals — up to 10 years (SEC 10-K, US-GAAP)
FYRevenueRev YoYGross%Op%Net%FCFROE%
2024$247.12B+26.6%0.003.811.398.37
2025$274.90B+11.2%0.003.352.1714.28
Quarterly revenue trend (last 6 quarters, SEC 10-Q)
Quarter endRevenueYoYQoQNet margin
Sep 30, 2024$63.69B+29.9%
Mar 31, 2025$65.50B+14.4%+2.8%2.02%
Jun 30, 2025$67.18B+11.0%+2.6%2.28%
Sep 30, 2025$69.75B+9.5%+3.8%
Mar 31, 2026$68.49B+4.6%-1.8%2.41%
Jun 30, 2026$71.67B+6.7%+4.6%2.32%
+8 more years of history, charts & full breakdown Pro

Pro analysis — preview

— score, signals & key metrics shown; full reasoning locked

Valuation

Valuation Analyst
score 0Stable
83% conf

Market cap $73.31B at $277.45 per share. Trailing P/E 12.51, P/S 0.27, P/B 1.72. EV/Operating income ≈ 11.58 (EV $106.54B).

  • Market cap $73.31B at $277.45 per share.
Market cap
$73.31B
264.24M shares
P/E (ttm)
12.51
P/S
0.27
P/B
1.72
EV
$106.54B
Intrinsic (DCF)
ProFull breakdown & reasoning locked

Price & Technicals

Technical Analyst
score -70Deteriorating
85% conf

Price $277.45 — downtrend (below 200-DMA); 1-month momentum negative. RSI(14) 42.01.

  • Price $277.45 — downtrend (below 200-DMA); 1-month momentum negative.
Price
$277.45
NYQ
RSI(14)
42.01
50-DMA
$285.46
200-DMA
$278.56
Volatility (ann.)
33.35%
52w range
$239.51–$315.47
-12.1% from high
ProFull breakdown & reasoning locked

Macro & Rates

Macro Analyst
score 30Improving
80% conf

Risk-on · Supportive. Real GDP growth 1.50% (quarterly, as of Apr 1, 2026). CPI inflation +3.3% YoY. Fed funds rate 3.63%, 10Y Treasury 4.71%.

  • Market regime: Risk-on · Supportive.
GDP growth
1.50%
CPI (YoY)
+3.3%
Fed funds
3.63%
10Y yield
4.71%
10Y−2Y
0.46pp
Unemployment
4.10%
ProFull breakdown & reasoning locked

Risk Scorecard

Risk Analyst
score -25Deteriorating
90% conf

Composite risk Elevated. Leverage debt/equity 0.93 (moderate). Liquidity current ratio 0.85 (stretched).

  • Composite risk: Elevated.
Risk level
Elevated
Debt / equity
0.93
Current ratio
0.85
Margin stdev
1.43pp
Cash / assets
4.01%
Liab / assets
72.68%
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Macro exposure

Defensive · Low sensitivity
Neutral

Macro regime: Risk-on · Supportive. Cigna Group is a defensive name (low macro sensitivity) — a supportive backdrop, though defensives lag risk-on tapes.

Macro regime
Risk-on · Supportive
Yield curve
Normal
VIX
15.84
Fed funds
3.63%
CPI YoY
+3.3%

Analytical read

deterministic preview

Market regime: Risk-on · Supportive..

Risk
Elevated
Macro regime
Risk-on · Supportive
Macro exposure
Neutral
Descriptive analytics from public filings and macro data — not investment advice.

Peer comparison

Defensive group

How CI stacks up against tracked peers with similar macro sensitivity — by analytical score and macro exposure.

CompanyScoreMacro
DexCom Inc. DXCM21Neutral
Bristol-Myers Squibb BMY19Neutral
Eli Lilly & Co. LLY17Neutral
HCA Healthcare HCA9Neutral
Gilead Sciences GILD8Neutral
Johnson & Johnson JNJ8Neutral
Abbott Laboratories ABT7Neutral
Biogen Inc. BIIB7Neutral
Intuitive Surgical Inc. ISRG7Neutral
Coca-Cola Co. KO6Neutral
Zoetis Inc. ZTS6Neutral
Thermo Fisher Scientific TMO3Neutral
Regeneron Pharmaceuticals REGN3Neutral
Danaher Corp. DHR1Neutral
Merck & Co. MRK0Neutral
Illumina Inc. ILMN0Neutral
Colgate-Palmolive CL-2Neutral
Vertex Pharmaceuticals VRTX-2Neutral
AbbVie Inc. ABBV-5Neutral
Procter & Gamble PG-7Neutral
CVS Health Corp. CVS-8Neutral
Mondelez International MDLZ-10Neutral
Amgen Inc. AMGN-10Neutral
Cigna Group CI● you-11Neutral
Kroger Co. KR-12Neutral
Costco Wholesale COST-14Neutral
Walmart Inc. WMT-14Neutral
Pfizer Inc. PFE-15Neutral
PepsiCo Inc. PEP-16Neutral
Sysco Corp. SYY-16Neutral
Hershey Co. HSY-17Neutral
Kimberly-Clark Corp. KMB-18Neutral
Moderna Inc. MRNA-21Neutral
UnitedHealth Group UNH-25Neutral