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American International Group
AIGFinancialsGenerated Aug 19, 2026, 11:15 PM UTC
AIG (American International Group) analytical snapshot. Revenue declined +1.7% YoY to $26.77B. 5-year revenue CAGR -12.5%; 10y CAGR -7.2%. Net margin at 11.56% (contracting ▼). Market cap $39.58B at $75.70 per share. Trailing P/E 13.94, P/S 1.48, P/B 0.97. EV/Operating income ≈ 5.04 (EV $47.21B). Risk: Elevated. Macro: Risk-on · Supportive. Composite analytical score -23 (data confidence 79%). Descriptive analytics from public filings — not investment advice.
Free SEC analysis
— computed from SEC filings, free to readFilings & Ownership
Latest annual report (10-K) filed Feb 12, 2026. Latest quarterly report (10-Q) filed Aug 7, 2026. 11 recent 8-K material-event filings in the index.
- Latest annual report (10-K) filed Feb 12, 2026.
- Latest quarterly report (10-Q) filed Aug 7, 2026.
- 11 recent 8-K material-event filings in the index.
- Recent insider Form 4s: 0 buy vs 0 sell transactions.
- ~10,000+ recent 13F-HR filings reference American International Group; broad institutional reporting.
- Recent filers include Westchester Capital Management, LLC, Westchester Capital Management, LLC, Westchester Capital Management, LLC.
- 7 recent 13D activist/beneficial-ownership filings — potential catalyst.
- 13 recent 13G passive institutional ownership notices.
| Filer | Form | Filed |
|---|---|---|
| Westchester Capital Management, LLC | 13F-HR | Aug 15, 2016 |
| Westchester Capital Management, LLC | 13F-HR | May 15, 2017 |
| Westchester Capital Management, LLC | 13F-HR | May 15, 2015 |
| INVESTORS TRUST CO /PA | 13F-HR | Feb 1, 2001 |
| INVESTORS TRUST CO /PA | 13F-HR | Feb 15, 2002 |
| Date | Form | Description |
|---|---|---|
| Aug 6, 2026 | 8-K | 8-K |
| May 14, 2026 | 8-K | 8-K |
| Apr 30, 2026 | 8-K | 8-K |
| Apr 27, 2026 | 8-K | 8-K |
| Mar 16, 2026 | 8-K | 8-K |
| Feb 10, 2026 | 8-K | 8-K |
| Jan 6, 2026 | 8-K | 8-K |
| Dec 15, 2025 | 8-K | 8-K |
SEC Filing Deep-Analysis
3 risk signal(s) detected from XBRL filing diff analysis. 3 risk signal(s) detected versus 0 positive signal(s). The balance of evidence suggests elevated filing-specific risk that warrants monitoring in subsequent filings.
- NEW: Going concern doubt in latest filing: The term "going concern" "substantial doubt" appears in recent 10-K/10-Q filings but was NOT present in the prior 24-month period. This is a new risk disclosure that warrants attention. Found in 5 filing(s).
- Material weakness in internal controls: The term "material weakness" "internal control" appears in 5 recent filing(s) (vs 2 in the prior period). This risk language is ongoing.
- Restatement of financial statements: The term "restatement of" "previously issued" appears in 5 recent filing(s) (vs 1 in the prior period). This risk language is ongoing.
- Endogenous analysis: 3 risk signal(s) detected versus 0 positive signal(s). The balance of evidence suggests elevated filing-specific risk that warrants monitoring in subsequent filings.
- 2 new XBRL disclosure(s) in latest filing — expanding reporting scope.
- 20 disclosure(s) dropped from prior year — reduced reporting granularity.
- 1 new risk-language term(s) detected in filing text: Going concern doubt.
- Ongoing high-severity risk language: Material weakness in internal controls, Restatement of financial statements.
| Metric | Prior year | Latest year | Change | % Change |
|---|---|---|---|---|
| Revenue | $27.25B | $26.77B | $-476.0M | -1.7% |
| Operating income | $-5.98B | $9.36B | $15.34B | +256.6% |
| Net income | $-1.40B | $3.10B | $4.50B | +320.5% |
| Operating cash flow | $3.27B | $3.31B | $41.0M | +1.3% |
| Capex | $210.0M | $240.0M | $30.0M | +14.3% |
| Total assets | $161.32B | $161.25B | $-68.0M | -0.0% |
| Total liabilities | $118.77B | $120.09B | $1.32B | +1.1% |
| Long-term debt | $8.92B | $9.19B | $269.0M | +3.0% |
| Cash & equivalents | $1.37B | $1.34B | $-27.0M | -2.0% |
| Stockholders equity | $42.52B | $41.14B | $-1.38B | -3.3% |
| SG&A expense | $5.53B | $5.05B | $-476.0M | -8.6% |
| Interest expense | $462.0M | $396.0M | $-66.0M | -14.3% |
| Type | Concepts |
|---|---|
| Added | NetIncomeLossAvailableToCommonStockholdersDiluted, ProceedsFromSaleOfEquityMethodInvestments |
| Removed | AllocatedShareBasedCompensationExpense, AllocatedShareBasedCompensationExpenseNetOfTax, AssumedPremiumsEarned, BusinessExitCosts1, CashProvidedByUsedInFinancingActivitiesDiscontinuedOperations, CashProvidedByUsedInInvestingActivitiesDiscontinuedOperations, CashProvidedByUsedInOperatingActivitiesDiscontinuedOperations, CededPremiumsEarned, CurrentFederalTaxExpenseBenefit, CurrentForeignTaxExpenseBenefit |
| Term | Severity | Recent | Prior | Status |
|---|---|---|---|---|
| Going concern doubt | high | 5 | 0 | NEW |
| Material weakness in internal controls | high | 5 | 2 | Ongoing |
| Restatement of financial statements | high | 5 | 1 | Ongoing |
| Impairment charge | medium | 5 | 2 | Ongoing |
| Restructuring | medium | 5 | 9 | Ongoing |
| Off-balance sheet arrangements | medium | 5 | 8 | Ongoing |
| Related party transactions | low | 5 | 3 | Ongoing |
Fundamentals
Revenue declined +1.7% YoY to $26.77B. 5-year revenue CAGR -12.5%; 10y CAGR -7.2%. Net margin at 11.56% (contracting ▼).
- Revenue declined +1.7% YoY to $26.77B.
- 5-year revenue CAGR -12.5%; 10y CAGR -7.2%.
- Net margin at 11.56% (contracting ▼).
- Return on equity 7.53%, ROA 1.92%, ROIC 0.00%.
- Gross margin 0.00%, operating margin 0.00%.
- Net income up ▲ +320.5% YoY.
- Debt/equity 0.23, current ratio —, net debt $7.63B.
- Asset turnover 0.16 — capital efficiency.
| FY | Revenue | Rev YoY | Gross% | Op% | Net% | FCF | ROE% |
|---|---|---|---|---|---|---|---|
| 2024 | $27.25B | -41.8% | 0.00 | 0.00 | -5.15 | — | -3.30 |
| 2025 | $26.77B | -1.7% | 0.00 | 0.00 | 11.56 | — | 7.53 |
| Quarter end | Revenue | YoY | QoQ | Net margin |
|---|---|---|---|---|
| Sep 30, 2024 | $6.75B | -7.1% | — | 6.80% |
| Mar 31, 2025 | $6.78B | +0.3% | +0.5% | 10.29% |
| Jun 30, 2025 | $7.09B | +8.1% | +4.5% | 16.13% |
| Sep 30, 2025 | $6.35B | -5.9% | -10.4% | 8.17% |
| Mar 31, 2026 | $6.65B | -2.0% | +4.7% | — |
| Jun 30, 2026 | $7.08B | -0.1% | +6.5% | — |
Pro analysis — preview
— score, signals & key metrics shown; full reasoning lockedValuation
Market cap $39.58B at $75.70 per share. Trailing P/E 13.94, P/S 1.48, P/B 0.97. EV/Operating income ≈ 5.04 (EV $47.21B).
- Market cap $39.58B at $75.70 per share.
Price & Technicals
Price $75.70 — downtrend (below 200-DMA); 1-month momentum negative. RSI(14) 30.33.
- Price $75.70 — downtrend (below 200-DMA); 1-month momentum negative.
Macro & Rates
Risk-on · Supportive. Real GDP growth 1.50% (quarterly, as of Apr 1, 2026). CPI inflation +3.3% YoY. Fed funds rate 3.63%, 10Y Treasury 4.71%.
- Market regime: Risk-on · Supportive.
Risk Scorecard
Composite risk Elevated. Leverage debt/equity 0.23 (low). Earnings stability: net-margin stdev 331.72pp over 19y.
- Composite risk: Elevated.
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Macro exposure
Rate-sensitive · High sensitivityMacro regime: Risk-on · Supportive. American International Group is a rate-sensitive name (high macro sensitivity) — a supportive backdrop, though defensives lag risk-on tapes.
Analytical read
deterministic previewMarket regime: Risk-on · Supportive..
Peer comparison
Rate-sensitive groupHow AIG stacks up against tracked peers with similar macro sensitivity — by analytical score and macro exposure.
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| American International Group AIG● you | -23 | Neutral |